HEALTH AND HUMAN SERVICES SECRETARY KATHLEEN SEBELIUS: "Instead of sending your checks to your insurance companies, your insurance companies are sending a check to you. ...If you already have health insurance you like, you can keep it."
THE FACTS: Under the new health care law, insurers must issue rebates if they fail to spend at least 80 percent of premiums - Sebelius incorrectly said 50 percent - collected on medical care and quality improvement. But mostly it's the employer, not the worker, who gets the check.
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